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Mutual funds are offered through Manulife Securities Investment Services Inc. Insurance products and services are offered by Bill Jory, an independent Insurance Representative. Jory Financial is a Trade Name used for Dealer business. Banking products and services are offered through referral,

This material has been prepared to provide information on the products and services offered through your Manulife Securities Investment Services Inc. (MSISI) Advisor. Manulife Securities is a Trade Name used by the related companies MSI (an Investment dealer) and MSISI (mutual fund dealer) and Manulife Securities Insurance Inc. (an insurance distributor operating as a national account agency). Manulife Securities related companies are 100% owned by The Manufactures Life Insurance Company (MLI) which is 100% owned by the Manulife Financial Corporation a publicly traded company. Details regarding all affiliated companies of MLI can be found on the Manulife Securities website www.manulifesecurities.ca.

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